What is the best multi-model ai subscription? Github copilot was very good, but up until their recent credits usage update, it is HORRID. I know cursor exists, but im skeptical about token usage. I have github copilot set up with skills like caveman to minimize token burns, but still, its very bad. I first used pro+ subscription where i get 70$ in credits, i only use it for simple questions , tutorials & setup help & editing code here and there for syntax review and debugging. I usually stay on kimi k2.7 code, rarely switch to kimi k3, yet i still see it burning atleast 30 credits on average per request. Then, i upgradedd to copilot max, so naturally i started using kimi k3 more ( i rarely use gpt 5.6 sol or opus or fable ) , then i calculated the average credit burn to be 150-400 for simple requests like creating a button component and simple step by step tutorials to stuff. Given that you only get 20,000 credits with this, it adds up very quickly. So im looking for another multi-model subscription or agentic ide maybe i could use that doesn't bankrupt me for simple requests lol